After 3 years and a dozen doctors it is well documented that my injury is permanent. So, my lawyers submitted a claim for compensation for my injuries - this claim was countered by an insulting offer that doesn't even cover my current medical bills. I had hoped to avoid suing them, but I will not be intimidated - I refuse to accept a pittance in exchange for losing a way of life. So, we are moving into the realm of litigation.
So - to you giant billionaire insurance company I say: bring it!